It's an incredibly hard thing to imagine or even deal with when some has come into your home, stole your belongings and vandalized your home. Your personal space has been violated and priceless mementos can end up stolen or destroyed. So now you are left with making repairs, replacing what was stolen, and contacting the police. These acts all result in having to pay more money out of pocket replacing it all.
Florida homeowner’s insurance policies do cover theft damage. Although filing these types of claims can be complicated because theft, burglary, and vandalism are usually listed as individual types of damage on most homeowner’s insurance policies. Which means each event will require you to pay a separate deductible. You’ have to pay a deductible for each section, meaning the vandalism, another for theft, and so on.
Paying the money for all of these deductibles, isn't even worth it because they’re likely worth more than the affected property. The good news is you can avoid these types of situations if you know how to properly file your claim. That’s a task which a skilled property damage attorney can help you with.
Hire a Theft Damage Property Claims Lawyer
Our theft damage property damage lawyer in Fort Lauderdale specializes in helping people recover compensation for damages if their property claims were denied or underpaid. Your property damage attorney can also refile your claim correctly so that you only need to pay one deductible, instead of several.
Theft damage insurance should cover vandalism, burglary, and theft.
Vandalism is defined as the deliberate destruction of private property.
Burglary is the illegal entry of a home or building with the intent to steal possessions.
Theft is the act of actually stealing the possessions, which often coincides with burglary.
Homeowner’s insurance policies are supposed to compensate you for stolen or damaged property caused by vandals, burglars, or thieves. Whenever you claim that property was damaged or stolen, it must be valuable possessions such as cash, computers, firearms, jewelry, personal records, etc. If you can locate receipts for any of these possessions, it will be easier for you to prove their value to the insurance company.
Insurance companies may not always be quick to approve your claim. Some insurers may want you to provide proof that you owned the stolen items in question. This is not always an easy thing to do, because most people don’t keep receipts for of items they have had for years.
Therefore, in a situation like this you need an experienced property damage attorney to work with your insurance. You should not settle for anything less than what you’re entitled to for the theft.
If you hire Property Lawyers PLLC to be on your side, you can be confident that we’ll work tirelessly to get you the compensation you deserve for your stolen or damaged property. Call us today for free consultation.