Hail Damage

Florida Hail Damage Insurance Claims Lawyer

It has been documented that hail-related damages had averaged anywhere from $8-$14 billion between 2000-2019. In 2021, there were 3,763 major hail storms reported by the National Oceanic and Atmospheric Administration’s database of Severe Storms. When pieces of hail become 1” or larger in diameter it can lead to trouble and because hail is so unpredictable to forecast, preparing for its downfall is difficult for property owners. Insurance carriers may give you a difficult time when you file a claim by either refusing outright to pay or only doling out a portion of what you filed for. Call for a free consultation from an experienced bad faith insurance claim attorney who will get you the compensation you deserve for your property damage.

The Effects of Hail Storm Damage in Florida

While it may seem unusual, there is a hail storm season in Florida that lasts from March to July and peaks in May. Hail storms tend to occur in late winter or spring because it is cooler in the stratosphere. Florida has had 300 reports of hail over the last decade averaging 1” in diameter size according to the National Weather service in Melbourne, FL. 

Hailstorm damage has both immediate and long term effects. It does not have to be large at all to cause damage because hail travels in groups from way above at high speed. Immediate damages can include denting of cars, broken and blown through windows, weakened roofs, torn siding, and severe injury/death. Hailstones have gotten as big as the size of grapefruits and can fall at 72 miles per hour when larger, creating immeasurable destruction.

In May 2020, Seminole County was pelted with teacup-sized hailstones in one particularly strong storm. If you’ve seen extreme weather conditions leave you with tremendous damage to your property and/or vehicle, you need to act now to make sure you receive the best compensation possible for your claim.

Types of Covered Florida Hail Damage 

If you are outdoors during a hailstorm then you can be in danger. While wind speed and hail size can make the effects of hail damage vary, any time your property or vehicle is struck a professional inspection should be conducted. Such an inspection will determine the extent of the hailstone damage. In the past, Florida residents have filed insurance claims for different kinds of property damage such as:

• Weakened roof integrity due to indentations, fractures, or bruises to asphalt roof shingles. The loss of granules or their displacement can lead to leaks that require entirely new roofing to be put in.

• Breaks, chips, and cracks or other damages to windows and sidings. Speeding hailstones seem to affect these parts of the home in particular.

• Dents and glass damage to unprotected motor vehicles during a hailstorm. Driving a car or leaving it outside during a severe storm is ill-advised.

• Broken or dented skylights due to falling debris and wind damage during severe storms. 

• Fallen trees, broken air conditioners, and other property damages may be covered by your insurance provider. 

If you want to know if you’re entitled to compensation contact one of our expert attorneys for a consultation and request a free hail damage inspection.  We have an experienced team of law experts that will assist you in maximizing your settlement value.